Employees EPF Deductions Calculation (UPDATED) | Employers PF Deductions

By | February 22, 2019

Employment provident fund is one of most useful benefits for every employee who is applicable for this scheme. This scheme was not applicable before 1952 in India. After getting independence from British rulers, Indian government is trying to implement new rules and regulations and benefits to employees who are working for private organizations and government organizations. Then they thought of this EPF and Indian government introduced and implemented Employee’s Provident Fund and its miscellaneous Provisions Act in 1952 under Ministry of Labour and Employment of India.

As per this EPF scheme, companies which are maintaining twenty or more than twenty employees, in those employees who are earning equal or below than 15000 INR per month as a salary they are mandatory for registering an EPF account. And those who are earning more than 15000 INR also their wish to join in this EPF account. Now, most companies are giving EPF facility to their employees. This EPF amount should not be withdrawn up to employee age near 60 to 62 or up to their retirement time.

Because, if an employee is eligible for this EPF scheme, there will be a deduction of 12 % amount from their salary to their EPF account. Simultaneously, employer should give same. Here, is a small note, employer contributing 12% amount to employee EPF account. In this 12%, 8.33% amount will be contributing to Employee’s pension scheme and remaining 3.67% of amount to employee EPF account. Additionally, employer should pay 0.5% to EDLI, Employees Deposit Linked Insurance Scheme and 0.65% of amount to EPF administrative charges and 0.01% of amount for EDLI handling fee.

How EPF Deductions for an employee and employer?

Here, below example clearly gives an idea regarding EPF deductions for employee EPF account.

Nikhil is working with an organization called ABC, and this organization offering EPF scheme for their employees. Nikhil monthly basic salary is 20000 INR. So, there will be a deduction of 12% from Nikhil salary to his EPF account. And at same time, his organization also contributing to his EPF account of same, which is 12% amount of Nikhil salary. And additionally, his organization is contributing 0.5% to their employee EDLI, 0.65% to EPF administrative charges and 0.01% for EDLI handling fee. All these deductions are as per employee monthly basic salary. Here, in this example, Nikhil basic salary is 20000 INR, so all deductions are as per this amount. Let’s see mathematical deductions:

Nikhil basic monthly salary is 20000 INR.

Nikhil, employee contributing 12% of salary to his EPF account, which is 2400 INR. It’s indicating, there will a deduction of 2400 INR every month from employee salary.

employer also contributing 3.67% of employee (Nikhil) salary which is, 734.00 INR to employees EPF account every month until that employee continues his services to organization. And,

Here, employer contributing remaining of 8.33% of their employee salary, which is 1666 INR to employee’s pension scheme.

As per Employment provident fund Act, finance ministry should offer some interest to employee’s provident fund which was in their EPF account. From 1952, EPF interest rate was 3% and now, finance ministry offering interest on EPF amount is 8.55%. So now, all employees PF amount is increased by an interest of 8.55% per month. government offering 8.55% interest on their EPF amount monthly.

In above we have taken one example, so as per it:

Employee 12% PF deduction is – 2400 INR

Employer 3.67% PF contribution to their employee EPF account is – 734.00 INR

Combination amount of employee provident fund amount is 3134 INR every month. employee EPF account is credited every month by amount of 3134 INR.

For 1 year:  3134*12 = 37,608 INR.

With adding of 8.55% interest rate to this amount, then it will be 40,823 INR.

This is for one-year EPF amount of an employee. If employee continues his services from his age of 25 to 60 years in same organization, and if government also offering same interest rate on PF which is 8.55%, then total amount will be, 14,28,821 INR ( fourteen lacks twenty-eight thousand eight twenty-one rupees).

Remaining employers 8.33% of amount, employee will get in form of pension as a symbol of token his services to that organization.

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EPF Deductions Calculation for Employees & Employers
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 65 reviews
by Sreevani on EPF Deductions Calculation for Employees & Employers
Present epf interest rate information

this is srivani . Your providing information is too good about epf account details . I would like to know onething what is the current epf interest rate ? Please kindly tel me sir .

by Narayana on EPF Deductions Calculation for Employees & Employers
Epf balance deduction

Sir I'm getting basic salary of 15300 and how much epf deduction needed in my account and tell me please

by Shubam patel on EPF Deductions Calculation for Employees & Employers
Pf amount calculate information

I shifted to new company . I had worked the 2 years to the old organization and

they provide the 3.4 laks per annum can plz calculate How much amount will I get on EPF withdrawal ?

by Vital on EPF Deductions Calculation for Employees & Employers
Pf deduction details cheking information

I'm recently activated the pf account . Can you please tel me How can i get information about my all pf deduction amount please kindly provide the information .

by Ashay on EPF Deductions Calculation for Employees & Employers
Epf provident found scheme information

can you please explain what is the Employees’ Provident Fund Scheme ? Kindly provide the information , please give reply as soon as possible I'm waiting

by Chaitra on EPF Deductions Calculation for Employees & Employers
Uan ac cancellation information

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by Ramesh on EPF Deductions Calculation for Employees & Employers
Pf deduction

Hello sir how the epf amount deducted is happen in my account how to know the details can you use some example here

by Tanush on EPF Deductions Calculation for Employees & Employers
About UAN information

nice website thank you .I'm recently added the pf account . Please suggest what is the UAN number and how to register the UAN ? Plz quickly give reply . I'm waiting

by Dinesh karthik on EPF Deductions Calculation for Employees & Employers
Pf calculate with interest cheking process

My name is Dinesh Karthik . can you please suggest I want to know that my provident found amount calculate with the interest or not how to check it ? Please kindly advice ,

by Shanthi on EPF Deductions Calculation for Employees & Employers
Epf deduction

Hello how can I know that the deduction for every month will be happen my account and what is the percentage of that how to see it in my account

by Naga prasanna on EPF Deductions Calculation for Employees & Employers
Epf withdrawl information

hello sir ..., This is naga Prasanna I'm working in a software company since 3 years ago , Can I withdraw from EPF while working time ? Please explain .

by Ayesha Dhawan on EPF Deductions Calculation for Employees & Employers
Pf amount information

hello sir ..., Good morning , I'm servicing a company more than 4 years if I with drawl the pf balence how much amount I will get in please clarify sir . Please reply as soon as possible .

by Ratnakar on EPF Deductions Calculation for Employees & Employers
Pf cutting

How the epfo organization decided the deductable amount from my pf account is it based on salary or based on age of account that we have

by Rasikh salem on EPF Deductions Calculation for Employees & Employers
Pf amount calculation imformation

im joined a new corporate company . I activated the pf account , can you please explain What is the formula for calculating the monthly pension amount ? Kindly reply

by Elixir Nahar on EPF Deductions Calculation for Employees & Employers
Partial withdrawl of pf information

im from rajastan .pleade tel me if I withdrawl the Partial provident found amount in future interest rate cotinues or not kindly explain sir . Quickly give a reply

by Achyuth ram on EPF Deductions Calculation for Employees & Employers
Epf balance deduction

Sir i have basic salary of 43200 and how much amount will be deducted from my epf account and how can i know the every month deductable amount can you help me

by Sankeerthana on EPF Deductions Calculation for Employees & Employers
Pf amount calculating information

this is sankeerthana . Im working in a organization from 3 years, now i am leaving company please tel me how to calculate total pf amount ? I will wait for Ur reply

by Geeta patel on EPF Deductions Calculation for Employees & Employers
Pf amount calculation and interests rate details

this is Geeta Patel i have a pf account more than 2 years please guide me how to calculate the pf amount and also I didn't understand the pf interest rate ? Please kindly provide the information

by Rekha on EPF Deductions Calculation for Employees & Employers
Epf deduction

When i check for epf amount deduction in my account it is happening but i didn't know that in which basis they will deduct my pf balance

by Mayank on EPF Deductions Calculation for Employees & Employers
Pf withdrawl info

hi Sir...., I have been worked in a pattnaik corporate services Pvt . Ltd company since 2 years , after I left the company . can you please tel me how to withdrwal my pf amount ?

by Mehrin Singh on EPF Deductions Calculation for Employees & Employers
Pf withdrawl process

hello sir ....., my husband was suddenly expired because a accident , till his last date he was in service of a company . My elder daughter is a naminee how to with drawal the pf amount please explain the total process .

by Syam on EPF Deductions Calculation for Employees & Employers
Pf deduction

How to know the my pf account balance is deducted from my account and what is the percentage of that waiting for your response

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Generation if pf ac details

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by Jaya ram choudary on EPF Deductions Calculation for Employees & Employers
Partial amount pf balence with drawl process

hi sir... Good morning ,

I have a pf account more than 5 years . I want to withdraw the Partial amount of pf amount due to my wife illness ? is it possible r not what is the Partial withdrawl proces ? Kindly explain

by Hasini on EPF Deductions Calculation for Employees & Employers
Pf account deduction

After deducting pf account balance from my account is it payable by epfo again at the time of withdraw pf balance can you confirm

by Deepa on EPF Deductions Calculation for Employees & Employers
Pf deduction

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New scheme of epf interest rates information

my name is anjali Roy from pumjuba. per the epf new scheme what are the current interest rates can you please explain the complete details . Please fastly any one can give reply

by Shahshi on EPF Deductions Calculation for Employees & Employers
Calculation of pf amount

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by Sukanya on EPF Deductions Calculation for Employees & Employers
Pf deduction details

Sir here you posting good in epf deduction details and also useful but i need to know that how can i find my account deduction list every month

by Sanjay ramasami on EPF Deductions Calculation for Employees & Employers
Direct website link to check pf balence

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by Shreyas on EPF Deductions Calculation for Employees & Employers
Pf deduction details

hello sir ....., My name is Shreyas from Bengaluru , my salary package is 5 laks per year . In which bases provident found amount is deducted from my salary please explain ?

by Vinod on EPF Deductions Calculation for Employees & Employers
Pf deduction

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by Anwitha on EPF Deductions Calculation for Employees & Employers
Pf calculation information

this is anwita , I belong to Kolkata . Please suggest me How to calculate pf amount of an employee working a company more than 5 years ? Please kindly give me reply .

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Pf details

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by Shilpa on EPF Deductions Calculation for Employees & Employers
Pf amount calculation information

I'm Shilpa from Delhi . I'm in new job , my salary package is 3.7 laks per annum how to calculate my pf balence for monthly , can you please kindly suggest .

by Sarika on EPF Deductions Calculation for Employees & Employers
Pf deduction

How can i know that the epf doing the deduction amount is useful in future and how can i know that the amount deducted from starting to now in my account

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In online cheking pf deduction amount details

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by Jayaram on EPF Deductions Calculation for Employees & Employers
Epf deduction

Sir i have a doubt the account epf is introduced is employees future use and as savings account like but what is this deduction of money how can we get transactions details of pf account

by Shardul on EPF Deductions Calculation for Employees & Employers
Monthly wise pf deduction percentage details

I'm recently joined in a corporate company can you clarify my doubght in which percent of pf amount deducted monthly in my salary ? Please guide me .

by Bhanu teja on EPF Deductions Calculation for Employees & Employers
Pf deduction

Is there is any app available for knowing that the pf deduction details like umang app can you give me the link

by Nikitha goel on EPF Deductions Calculation for Employees & Employers
Epf calculate

How can i get full info about my pf account

by Gnaneswar on EPF Deductions Calculation for Employees & Employers
Epf deduction

It i changed the company the deduction may reduce or increase can you explain

by Prathima on EPF Deductions Calculation for Employees & Employers
Epf deduction

How can i get information about my all pf deduction amount in pdf format

by Nikhil on EPF Deductions Calculation for Employees & Employers
Epf calculate

As per your content there are 2 epfs deduction happened one is employee and another one is employer is Intrest calculate on both or one

by Ekambaram on EPF Deductions Calculation for Employees & Employers
Employer contribution

As per new scheme how much the employer can contribute in pf amount I'm joined after 2016 November

by Nithya on EPF Deductions Calculation for Employees & Employers
Epf contribution

Epf new scheme is 12% contribution by employer who is joined after 2016 April but unfortunately I joined in 2017 February am i cover under this scheme or not

by Ravi on EPF Deductions Calculation for Employees & Employers
Epf deduction

I'm withdrawal my pf in the last year due to marriage is there any draw back in future of pf amount

by Yamuna on EPF Deductions Calculation for Employees & Employers
Pf balance

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by Kiranmayi on EPF Deductions Calculation for Employees & Employers
Epf deduction

If i withdraw some amount of pf amount how can they calculate the interest

by Mallikarjuna on EPF Deductions Calculation for Employees & Employers
Epf intrest rate

Is Intrest rate depends on salary package

by Janu on EPF Deductions Calculation for Employees & Employers
Epf calculate

What is epf administration charges and edls charges in epf

by Yamuna on EPF Deductions Calculation for Employees & Employers
Epf deduction

How the employer can deduct amount from my salary

by Radhika on EPF Deductions Calculation for Employees & Employers
Epf balance

How can i know that the Intrest rate is applicable in my pf amount

by Ramarao on EPF Deductions Calculation for Employees & Employers
Epf calculation

How to know that my epf is calculate with the interest amount is there any app or options available to check

by Rupali on EPF Deductions Calculation for Employees & Employers
Epf intrest

I'm having pf account with more than 6 years how much Intrest can i avail in epf scheme

by Shankar on EPF Deductions Calculation for Employees & Employers
Pf deduction

Hi sir my salary is 25k how can pf deduction is happening in which basis they deducted the pf amount

by Padma on EPF Deductions Calculation for Employees & Employers
Epf calculate

Padma from Hyderabad i want to know that if i withdraw some amount from my pf account and the remaining amount is avail Intrest or not

by Poornima on EPF Deductions Calculation for Employees & Employers
Epf interest

I can't understand the interest rates can you explain once again clearly

by Suresh on EPF Deductions Calculation for Employees & Employers
Epf deduction

Here i hear few words like edls what is the meaning and how it role in pf account

by Ramesh on EPF Deductions Calculation for Employees & Employers
Epf calculate

How to calculate pf amount of an employee working about 3 years

by Simha on EPF Deductions Calculation for Employees & Employers
Epf calculation

Recently i change company and here i got new pf account and in this account how can know that employer contribution is there and how much

by Harika on EPF Deductions Calculation for Employees & Employers
Epf calculate

If the package of employee is 3.5 lakhs per annum how to calculate pf amount

by Reshma on EPF Deductions Calculation for Employees & Employers
Epf calculate

The remaining amount in epf 8.33 percentage when can i get

by Shankar on EPF Deductions Calculation for Employees & Employers
Epf pf amount deduction

Hello sir I'm joined in a company after 2016 February and how much pf deduction of my salary will be deducted. Thanks

by Aparajita on EPF Deductions Calculation for Employees & Employers
Epf interest rate

How epf India calculate the interest on pf per month

30 thoughts on “Employees EPF Deductions Calculation (UPDATED) | Employers PF Deductions

  1. Dong son

    can u plz tel me my salary package is 5kaks per annum .in which bases they are providing the epf interest rates ?

    Reply
  2. Neetha

    I’m joined in a company after 2017 March and how much pf deduction of my salary and what is epf interest percentage can u plz explain complete details.

    Reply
  3. Akshara

    I’m shifted to another company now I want to epf transfer from old account to new ac what is the process plz tel me?

    Reply
  4. Yoda

    can u plz post where can I link adaar number with pf account what is the process for that ?

    Reply
  5. Sona

    I lost the mobile number which I was given at the time of pf account opening can u plz tel me , now I want to change the new number in pf account is it possible or not plz tel me ? Im waiting for Ur answer

    Reply
  6. Maruthi

    where can I get complete information about pf deduction amount details plz post a official website link for that

    Reply
  7. Komali

    can u plz tel me who decide the epf interest rate and which bases they can calculated the interest rate annually ?

    Reply
  8. Nahim

    can u plz tel me what is the maximum retirement age to claim the pf amount ?

    Reply
  9. Pappy

    im having pf account more than 3 years now I want to calculate the total pf amount can u plz explain the process ?

    Reply
  10. Vidya

    can u plz tel me which percent of pf amount deducted monthly in my salary ?

    Reply
  11. Neha

    I worked in last company for 2 years 6 months nd quit the job in november 18 .now i want to know how much money I received from pf
    plz help me to calculate this .

    Reply
  12. Maduri

    I’m working in corporate company since 2016 to still I’m working how to calculate my pf amount and how much amount I will get if I apply for withdrawl ?Plz tel me

    Reply
  13. Parameswar

    I worked for a private company for 2.6years .now I resigned the job for some issues my salary is 20000 mnthly now tel me how much amount deducted my salary with pf account .where can I check my pf balence ?

    Reply
  14. Rajita

    I’m joined in Pvt company since 2017 to still im working the same one can u plz tel me how to calculate pf amount and what is the employee contribution for that plz tel me I’m waiting .

    Reply
  15. Sai prem

    hello sir .., I have completed 3.4 years of service in first company and i’m going to join new company soon . so I want to know the pf transfer details can u plz explain the process ?

    Reply
  16. Gunashekar

    can u plz post how to login the UAN portal in online and also how can I check the pf balence plz guide me.

    Reply
  17. Srilakshmi

    I have worked in a Pvt company for 1year 20 days.I left the job on 08.10.2018 now im planning to withdraw my PF amount .but I don’t know the process can u plz explain the complete process on step-by-step?

    Reply
  18. Gouri

    I have recently got the job.my salary package is 3.2laks per annum .I recently applied the pf but I can’t understand the pf rate and percentage can u plz explain once ?

    Reply
  19. Sitara

    can u plz explain what is the eps scheme and what is the uses for that?

    Reply
  20. Sri prakruti

    I’m prakruthi from Hyderabad I have the 5yrs of exp in a Pvt company till I’m working I would like to know how to calculate the 5yrs pf amount can u plz help me?

    Reply
  21. Rishita

    I left my job I have the pf number but they did not provide the UAN number I want to check pf amount can u plz suggest what should I do any process is there plz help me

    Reply
  22. Seela

    I recently joined the Infotech company so I would like to know where can I get complete information about pf interest rate?

    Reply
  23. Madhumita

    can u plz tel me I quit the job and I know the UAN number where can I find the epf balence instantly in online .

    Reply
  24. Myna

    my name is myna im working in a private company since 2yrs ago can u plz guide me how can I calculate my pf amount .

    Reply
  25. Sirisha

    I’m unable to open pf web portal it’s getting some error can u plz suggest a good website link ?

    Reply

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